PayNest: Unified BBPS + AEPS Platform (Web, Mobile, Admin)
Fintech Suite – Mobile, Web & Admin
Project Overview
PayNest is a full-stack digital finance platform offering BBPS utility payments and AEPS banking services through mobile and web apps. Designed for both users and agents, it includes a robust admin portal for transaction monitoring, agent management, and real-time support.
Client: FinLink Micro Services
Duration: 5+ months (ongoing)
The Challenge
The client aimed to digitize utility payments and basic banking for rural and semi-urban users while enabling agents to operate via both mobile and web. They also needed a backend system to manage transactions, monitor fraud, and handle commissions.
Our Solution
Developed a cross-platform ecosystem with a React Native mobile app for users, a ReactJS web portal for agents, and a secure admin dashboard. Integrated BBPS for bill payments, AEPS for Aadhaar banking, real-time APIs, and SMS alerts. Admins can monitor activity, handle refunds, and manage agent performance with role-based access.
Results
- Over 5,000 monthly transactions handled across platforms
- 300+ agents onboarded through the web portal
- Resolution time for failed transactions reduced by 60%
- Future-ready architecture for UPI, micro-loans, and multi-lingual support
Client Testimonial
"Alicorn Solutions has been a trusted partner in driving our success. Their professionalism and expertise have made a remarkable impact on our business."
Lee Phillips
Digital Data Lead, Twinings Ovaltine
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